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How It Works with Family Life Cover

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What is Life Insurance?

Life insurance is a product which is designed to provide a cash lump sum in the event of your death, or, if you are diagnosed with a critical illness when this is also requested.

By having life insurance, you can help safeguard your family from potential money issues after your passing. The money can be put towards funeral costs, payment of a mortgage, debts, general living expenses and more.

The price you pay is dictated by various factors including the amount of cover you need, your age when taking out the policy and current and past health conditions.

What Types of Life Insurance Are Available?

Level Term Life Insurance - When taking out a term life insurance policy, you select how many years you would like the policy to run for. If you die within the term, the policy will then pay-out the amount you are insured for.

Mortgage Life Insurance - With Mortgage life insurance, the value of the policy decreases inline with that of your mortgage balance. This policy is commonly purchased by couples so that the surving loved one can continue living in the property with no mortgage to pay.

Whole of Life Insurance - A whole of life insurance policy will cover you indefinitely whilst ever you keep up with the payments of the policy. Whole of Life policies are generally more expensive than term policies because its guaranteed that you’ll die during the term of the policy.

Critical Illness Insurance - Critical illness is a form of insurance which will provide you and your loved ones with financial help if you develop a serious health issue such as cancer, heart attack, stroke or organ failure.

Thousands of people have used our website to save money on life insurance by comparing.

Be safe in the knowledge that your loved ones will be ok if the worst were to happen. Don't leave it to chance.

Life Insurance
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